VTB has reduced interest rates on combined mortgage programs, including loans for the construction of private homes. This is reported by RBC with reference to the press service of the credit institution. For example, the minimum rate for a "Family mortgage" in Moscow, the Moscow Region, St. Petersburg and the Leningrad Region is now 9.51% for loans up to 13.5 million rubles.
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Sberbank has also lowered the rates, but the discount amount depends on the amount of the initial payment. If the borrower contributes more than 50% of the cost of housing, the rate is reduced by 1.5 percentage points: the minimum rate for primary housing will be 28.2%, for secondary housing — 27.6%. With a contribution from 20% to 50%, the rate is reduced by 1 percentage point: the minimum rate for primary housing is 28.7%, for secondary housing — 28.1%.
These measures are designed to make mortgages more affordable for citizens and support demand in the real estate market.
Earlier, we wrote that according to Dom. RF, the number of mortgage loans issued in January 2025 decreased by 71% compared to January 2024.
